📈 Mutual Fund
SIP Calculator
Calculate returns on your monthly SIP investments. See how small amounts grow into wealth over time.
MATURITY VALUE
₹11.62 L
TOTAL INVESTED
₹6.00 L
TOTAL RETURNS
₹5.62 L
RETURN ON INVESTMENT
93.6%
DURATION
10 years
â— Investedâ— Returns
RETURN SCENARIOS FOR ₹5,000/mo × 10 yr
8% p.a.₹9.21 L
12% p.a.₹11.62 L
15% p.a.₹13.93 L
YEAR-WISE GROWTH
| Year | Invested | Returns | Value |
|---|---|---|---|
| Yr 1 | ₹60,000 | ₹4,047 | ₹64,047 |
| Yr 2 | ₹1.20 L | ₹16,216 | ₹1.36 L |
| Yr 3 | ₹1.80 L | ₹37,538 | ₹2.18 L |
| Yr 4 | ₹2.40 L | ₹69,174 | ₹3.09 L |
| Yr 5 | ₹3.00 L | ₹1.12 L | ₹4.12 L |
| Yr 10 | ₹6.00 L | ₹5.62 L | ₹11.62 L |
ABOUT SIP
What is a SIP?
SIP (Systematic Investment Plan) is a method to invest a fixed amount in a mutual fund at regular intervals (monthly/quarterly). It enables rupee cost averaging and the power of compounding to build wealth over time.
How is SIP return calculated?
SIP maturity = P × ((1+r)^n − 1) / r × (1+r), where P is monthly investment, r is monthly return rate (annual rate/12/100), and n is total months. Returns depend on actual NAV movements.
What rate of return to expect from mutual funds?
Large-cap equity funds typically return 10–12% CAGR over long periods. Mid-cap and small-cap funds may return 13–18% but with higher volatility. Debt funds return 6–8%. Always invest based on your risk profile.